The Nike Credit Card: Everything You Need to Know

The Nike Credit Card is a popular option for customers of the world-famous athletic brand. This credit card, issued by Synchrony Bank, offers a variety of benefits, including rewards on purchases, exclusive discounts, and special financing options.

Nike Credit Card

 In this article, we will discuss everything you need to know about the Nike Credit Card, including its features, fees, and how to apply. Whether you’re a dedicated Nike customer or just looking for a new credit card, the Nike Card may be the right option for you.

Features of the Nike Credit Card

The Nike Card offers a range of features, including:

Nike Credit Card

Rewards: Cardholders can earn rewards on their purchases, including 3% cash back on Nike purchases, 2% cash back at gas stations and grocery stores, and 1% cash back on all other purchases.

Exclusive discounts: Cardholders can access exclusive discounts and offers on Nike products, including early access to sales and events.

Special financing: The Nike Card offers special financing options on qualifying purchases, allowing cardholders to pay over time with no interest if paid in full within the promotional period.

Contactless payments: The Nike Card is equipped with contactless payment technology, making it easy to pay for purchases with a simple tap of the card.

Advanced security features: The Nike Card features advanced security measures, including zero fraud liability and 24/7 fraud monitoring.

Fees and Charges of the Nike Credit Card

Nike Credit Card

The Nike Card comes with no annual fee and a variable APR of 24.99%. However, it’s important to note that interest charges may apply if the balance is not paid in full by the end of the billing cycle. Late payment fees and returned payment fees may also apply.

How to Apply for the Nike Credit Card

To apply for the Nike Card, simply visit the Nike website or a Nike retail store. Applicants will need to provide their personal information, including their name, address, and social security number. Once approved, the card will be mailed to the applicant’s address.

Is the Nike Card Right for You?

The Nike Card is an excellent option for frequent Nike customers who want to earn rewards and access exclusive discounts.

Nike Credit Card
Nike Credit Card

With no annual fee and a range of benefits, it’s a convenient way to save money and earn rewards on your purchases. However, it’s important to consider your spending habits and whether the rewards and benefits are worth the potential interest charges and fees.


Overall, the Nike Card is a great option for Nike customers who want to earn rewards and access exclusive discounts.

With its advanced security features, contactless payment technology, and special financing options, it offers a range of benefits for cardholders.

However, as with any credit card, it’s important to use it responsibly and consider whether it’s the right option for your financial situation.